For existing and selected new customers Repay in 3 monthly installments Borrow up to RM5,000 and repay it over a fixed 3-month term in approximately equal monthly installments, instead of one lump-sum repayment. You choose your first payment date when you apply, so it can match your payday. New customers with a strong credit history may also receive this offer.
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| RM5,000 maximum amount, based on your customer profile | 3 months fixed tenure, 3 monthly installments | |
| 18% p.a. interest rate, same as the Single Loan | Your date you choose your first payment date | |
What is the Nimbura Installment Loan?
The Installment Loan (Pinjaman Ansuran) is a new Nimbura product offered alongside the Single Loan (Pinjaman Ringkas). With the Single Loan, you repay the full amount within 30 days. With the Installment Loan, you repay over a fixed 3-month term in approximately equal monthly installments.
The interest rate is the same for both products: 18% per annum. You can also settle an Installment Loan early and pay only the interest accrued to date. The Installment Loan is offered to existing and repeat customers, and also to selected new customers with a strong credit history. If you qualify, you receive two offers to choose from: a Single Loan for 30 days and an Installment Loan for 3 months
How it works
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Repayments that follow your payday With the Single Loan there is one due date. With the Installment Loan, you choose your first payment date when you apply, for example the 27th if you are paid on the 25th. Please note: the date is locked once the loan is approved, and future installments then fall one month apart automatically. |
How much will I pay each month?
Illustrative examples at 18% per annum over 3 months. Actual amounts depend on your loan amount and payment dates.
Figures are for illustration only. The final installment may differ by 1 to 2 sen due to rounding.
Single Loan or Installment Loan?
New to Nimbura? Some new customers with a strong credit history now receive two offers when they apply: a Single Loan repaid within 30 days and an Installment Loan repaid over 3 months. You can choose the one that suits you better. If your offer includes only the Single Loan, you can still borrow up to RM5,000 and repay it within 30 days. Start your application using the form on this page. |
Good to know before you apply
- The Installment Loan is offered based on your customer profile and credit history. Existing and repeat customers can receive it, and so can some new customers with a strong credit history.
- Early settlement is allowed: you pay only the interest accrued to date.
- Pay Later is not available for installment loans, so installments cannot be postponed.
- Your first payment date is locked once the loan is approved. Future installments fall one month apart automatically.
- Only one loan type can be active at a time, so you cannot hold a Single Loan and an Installment Loan together.
- The maximum amount, up to RM5,000, depends on your customer profile.
Who provides the Installment Loan?
Nimbura Sdn. Bhd. is a licensed money lender, licence number WL7662/10/01-3/110127. Learn more about financing from a licensed money lender or explore our personal financing options
Frequently asked questions
It is available to existing and repeat Nimbura customers, and also to selected new customers with a strong credit history, based on customer profile. New customers who do not receive the Installment Loan offer can apply for the Single Loan.
If your customer profile and credit history qualify, Nimbura may offer you both a Single Loan for 30 days and an Installment Loan for 3 months. This also applies to some new customers. You choose one of them, since only one loan type can be active at a time.
Up to RM5,000, based on your customer profile.
You select your first payment date during the application. Future installments then fall one month apart automatically.
No. The first payment date is locked once the loan is approved.
No. Pay Later is available for the Single Loan only, up to 3 times.
Yes. Early settlement is allowed, and you pay only the interest accrued to date.
The installments are approximately equal. The last one may differ by 1 to 2 sen due to rounding.
No. Only one loan type can be active at a time.
Ready to spread your repayment over 3 months? Existing customers can log in to see whether the Installment Loan is available for their profile. New customers can apply using the form on this page: if your credit history qualifies, you may receive a 3-month offer too.
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Loans are subject to approval based on customer profile. Interest rate 18% per annum. Borrow only what you can repay on time.
